Question
Has anyone made a claim with California Fair Plan Insurance? If yes what was your experience with them?
Buying in brushfire/wildfire area of Northern San Diego county. No insurance coverage available except for California Fair Plan Insurance.
6 months ago - 2 answers
Best Answer
Chosen by Asker
Fair plan policies do pay, not necessarily as fast as a private insurer, but within a reasonable time. The PROBLEM is, coverage isn't anywhere NEAR as broad, as it is on a standard homeowners policy - so many claims that WOULD be covered under a standard homeowners, will NOT be covered under a FAIR plan policy.
by mbrcatz
6 months ago
Asker's Rating: 
Other Answers
The Fair Plan policy is not the best because it only covers fire. Ask your insurance agent if you can also get a "wrap around" policy too. That would cover other things not covered by the Fair Plan.
by car253- 6 months ago