Chosen by Asker

The next time they call give them his cell phone number and his address. Then quote the FDCPA § 804 and say something like: Now you have All of the contact information concerning <sons name> that I have. Per the FDCPA you are no longer allowed to call my home or place of business. Any further phone contacts from you Will be recorded. Any and all such recordings or mail addressed to this household Will be turned over to my attorney. You will cease any and all further contact to my home and place of business as any further contact from you Will be a violation of the FDCPA. § 804. Acquisition of location information (3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;

by echo

6 months ago

Asker's Rating: 

You certainly have the right to give out his cell phone number. However, since he will change it as soon as a bill collector calls him, I do not know what good it will do. As for the collectors calling you, just hang up on them. I never understand how this is so difficult to do.

by MadMan- 6 months ago

Why even tell them you know him? If the collectors know your a parent, they will continue to call. " your looking for who? Never heard of him" then hang up, that's it. Do this a few times and the calls should stop. Another style is to ask the caller, No Tell The caller to cease and desist all calls to your house, it is not your debt and have no knowledge of the party in question and Hang up. Bottom line is Hang up, why have a conversation with them?, Hang up!

by This guy!- 6 months ago

I have to agree with This Guy! Tell them that you have repeatedly told them you either don't know this person or he no longer lives with you (whatever excuse you give) and if they DO NOT STOP that it is harassment and you will call the proper authorities. After a few times of this method the calls will stop.

by koreanqt81- 6 months ago

If you know for a fact that giving out his cell phone number would tick him off and you may not ever hear from him again, then no, I wouldn't. When the debt collectors call you, simply tell them they have the wrong number and you do not know how to get in touch with him. They shouldn't be giving you any information in the first place about what he owes and to whom. That is a violation of the FDCPA and if it's medical bills also a violation of the HIPAA privacy act.

by Mandie- 6 months ago

There's another way to handle this without giving his cell phone # out: Send each debt collect calling you a letter via Certified Mail + Return Receipt stating: Per the Fair Debt Collection Practices Act, I am requesting that you cease all communications with me about this alleged debt. This debt does not belong to me. This letter is being time stamped via Certified Mail and I can confirm receipt. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations After the letter is sent, next time they call, read the following statement: Pursuant to [your state] state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to [your state] state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.

by CatDad- 6 months ago

I wouldn't cut myself off from my son. Just tell the collectors that are calling that he doesn't live there and hang up. If you don't have caller ID consider getting it and then just don't answer when you see it's them calling.

by Classy Granny- 6 months ago