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Question

I have 501 on credit report, there's any credit company will give me any credit card?

Yes, i'm in need of a personal loan so bad, but before apply i need to know if there's any credit card company will give me a credit card??, I don't think secure credit cards works for me. Please help me out with this. I live in Houston, TX.

8 months ago - 4 answers

Best Answer

Chosen by Asker

Try First Premier, Orchard Bank, H.S.B.C. and Capital One they are all good about working with people with damaged credit.

Source(s)

by SPIFIMAN1

8 months ago

Asker's Rating: 

Other Answers

You should first understand why you have such a poor credit history. If you are not responsible enough to manage monthly payments, you might want to rethink getting another credit card! I would focus on improving your credit first before sinking yourself into a lower well and if you do get a new credit card only use it sparingly and pay it off every month!

by joe- 8 months ago

Don't bet on it in this economy. If you were to get one, it would be with a rate of 40% or higher. What are you needing it for?

by Tommy- 8 months ago

Sorry but no.

by MadMan- 8 months ago

Nobody will give you a credit card with that score. Scrounge up $300, and get a collateralized credit card. Within a year, your score will rise to 600 (assuming you pay the card) and the lender will then offer you a real card.

by Joe Bloggs- 7 months ago