Small Business Insurance Question.?

I have a small business and work out of one of the bedrooms of my condo My storefront is a virtual storefront. I do have a stock of inventory. I need to get insurance to cover the things I need for my business. I have looked at an insurance policy and it automatically includes many things that do not seem to apply to my business, such as the building, emergency cost of the fire department, liability for people at my business, and many other physical things that my homeowner's insurance on the building and the addititional personal homeowner's insurance covers. Customers do not come to my home. The policy obvioully was designed to cover an office outside the home. Does anyone know of a good insurance company where I could purchase insureance that would be more applicable to my business? mbrcatz thank you for your answer. I am not looking for cheap insurance. I am just looking for a policy more suited to my needs. As in the resturant analagy, I do not want to pay for extra bread and butter when I already have a plate full of it. I do understand where customization can be more costly. mbrcatz thank you for your answer. I am not looking for cheap insurance. I am just looking for a policy more suited to my needs. As in the resturant analagy, I do not want to pay for extra bread and butter when I already have a plate full of it. I do understand where customization can be more costly.

8 months ago - 3 answers