Question


Zara

About UK Bank Loan and CCJ?

I was in Uk 2 years Ago. Now i am in Turkey. I have taken a loan from a uk bank about 2 years ago. After Taking Loan, i flew out of uk to Bangkok for Holidays. When i return back to Uk. They Sent me Back from Airport to Turkey due to some visa problem. Yesterday i called my Landlord to wish HOME birthday, He Told me that bank sent me to many letters on my address and even some people came at my address for me. Landlord did not not contact me from last two years as he has not any of my contact number. I Tried to Contact bank through Emails but i never received any reply. Even My Ebay service is not working now as well, I want to ask what should i do now. and what were those Letters and People. What should i do now, i am in tension now

8 months ago - 1 answers

Best Answer

Chosen by Asker

My guess is you haven't been paying the loan back, and the letters were requests for you to do so. Assuming you have made no contact the bank have probably applied for (and got) a CCJ against you. This has also not led to payments being made so the "visitors" were probably debt collectors / bailiffs looking for you. Banks are unlikely to respond to E-mails on subjects like this. You have 2 choices: Contact bank and sort it out, but my guess is you will need to repay a lot on top of existing loan for fees, court costs etc. her option (assuming you wont be returning) is to just let it go.

by The Stump

8 months ago

Asker's Rating: