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mad edi...

Deed Recorded on Title?

We bought our home in 2000, with a typical 30-year fixed rate mortgage. We never changed mortgage banks--it's been Wells Fargo since the beginning. Today, we get an urgent express envelope telling us the "Deed was never recorded on Title" and my wife and I have to drop everything and take care of this immediately. (Could it be that big a problem after EIGHT YEARS.) They said this problem turned up in a audit with the county recorder. How urgent is this really? What is this about? I can't get a straight answer from Wells Fargo. Because of various work commitments, my wife and I won't be together on a business day when we can get this notarized for weeks.

2 months ago - 5 answers

Best Answer

Chosen by Asker

It sounds suspicious. Call the county and ask them about the letter you received. Who sent the letter? Probably some scam artist who will "fix" the problem for a fee. The terminology sounds wrong"deed recorded on title?" The deed and title are the same thing I would think. You probably have title insurance. There should be something recorded with the county. The tax assessor-collector probably has you shown as the owner and sends you an annual statement of tax paid either by you or thru an escrow account.

by taxxcpa

2 months ago

Asker's Rating: 

Other Answers

What kind of deed is it? Grant Deed, Trust Deed, Quitclaim Deed, what?

by Jennifer S- 2 months ago

You should check with title company or attorney that handled the settlement. If there is an error, they need to take care of it. It should not be any expense to you. They have liability insurance, and you had to buy title insurance. The reality is that Wells more likely than not had you pay for lenders title insurance. The reality is they should be calling the title company or attorney. They are having you do the leg work for them. (I am former Recorder of Deeds.)

by FRANK R- 2 months ago

I don't understand what you need to do. If they need the deed recorded, why do they need you? They need the deed, not you. It's not your responsibility to record the deed, this was a mistake from the title company. I should know, I prepared countless deeds to be recorded by the county when I worked for a title company. More info needed. Also, sometimes personal problems come up that supercede work problems. Unless you're the president of the united states or something.

by chante- 2 months ago

You better watch out. This could be a scam of some sorts. Don't give out any information. Contact your county records office, and the title company, nothing further.

by awesthoustonrealtor- 2 months ago