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There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to. And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like, I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine. You can find some offers for credit cards, both secured and unsecured here: www ...

by Gary H

2 years ago

Asker's Rating: 

Can you get someone with better credit (relative or reallly good friend) to co-sign the application. That should do it, if you can.

by bull_rooster_aardvark- 2 years ago

Yeah, thats bound to happen. I faced similar probelms too. There's some good info here. Check it out credit-banking ...

by cute b- 2 years ago

go to your bank. get a prepaid visa. that is what my boyfriend is doing. After it being paid on time for prob a year or so apply for a real credit card through the same bank. I luckily had the option of 500 credit card or 500 overdraft protection with my bank account so I took the credit card to get my credit started.

by Green Eyes- 2 years ago

You should be able to get a credit card. There are a few places that either don't do credit checks, but may require a security deposit. Most major banks don't help out in tough situations though. www ...

by ThatGuy!- 2 years ago

A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit card<!--with a low APR. Find out the APR because this is the amount charged to you on monthly balances. badcredits ... Are you overwhelmed with credit card offers and don’t know which one is right for you? Tired of looking for a credit card? Chances are you have received your share of credit card solicitations. Not sure-->which credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal.

by lets d- 2 years ago

I can not help you with getting a credit card TODAY. But, I can help you fix the underlying problem of Bad Credit. Believe me, trying to get a credit card is just the beginning of your problems. Fix the cause, not the effect. Feel free to email me.

by credit_and_scores- 2 years ago

Quito, this word is this word, talk and talk with c cards companys I found interesting information about your answer & credit card options here. all-debt-consolidation-loan ... luck!

by timpoli- 2 years ago

I would suggest that you look into getting a secured VISA or Mastercard. The way this works is that you open a savings account with a balance of, say, $500. The card issuer will then provide you with a credit card with a $500 limit. You will earn interest on the savings account, as well. Then begin using the card for smaller purchases and be sure to pay off the balance due each month. Your record of payment on time will gradually begin to boost your credit score to the point that you will begin receiving offers in the mail for unsecured cards which you actually can obtain. These usually carry an horrendous interest rate, so you should use such a card sparingly, but always mainting a good record of timely payments. Over time, you will be able to rejoin the major credit card mainstream with the admonition, again, to use credit cards sanely.

by Robert K- 2 years ago