Question


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Capital One Credit Card?

I have a Capital One credit card, I have a credit of $ 300 which I have already use it since two months ago, I still waiting for my bill. I'm worry about it beacuse maybe they are repoting me as paying late or late fees with the credit bureau, I don't know what to do, anyone has exprerienced this, or any advice, please??? My address is not wrong because I had pay one bill of them.

2 years ago - 8 answers

Best Answer

Chosen by Asker

Hell yes, no matter if you get a bill or not, they will still charge you late fees, remember credit companies will stoop to various levels to get you for more money. You need to contact them, because regardless, they will still hold you accountable. Trust me, they will not accept blame on many things. There should be an 800 # on the back, and that alone will be their reason to hold you responsible, which in the end you are, because you know you're using credit, and you should know when you need to pay it back. Remember it's not free money or your money, it's their money ultimately, and you are paying them to use it. Credit cards are evil!

by JenBlayz

2 years ago

Asker's Rating: 

Other Answers

Call them at once!!!! There should be a number on the back of the card.

by ZinaRae- 2 years ago

what's in your wallet?

by dlucf- 2 years ago

Call and make sure they have your correct address...you probably have incurred a late charge and possibly an overlimit charge...You must always remember that your bill should be due every 30 days. You may even be able to register on line to view and pay your bill.

by SCH- 2 years ago

Yes, call them and ask for your bill or better yet ask for their mailing address, the amount of your bill and send it to them ASAP!

by catzrme- 2 years ago

Call them up. This is serious stuff. If your credit is $300, I'm guess you don't have near perfect credit. Thus it is essential for you to call them immediately and do whatever possible to pay off the balance. Good luck.

by mazda6drvr- 2 years ago

They don't start reporting to the credit card bureau until three months of non-payment. Go to their web page and get the number or behind your card and let them know you situation they should be able to take a payment over the phone or fix you address if its wrong so that you may receive your bills

by Santana- 2 years ago

Their information they sent you with the card should have an 800# to call. Communication is always best. Don't wait the P.O. could have lost it. www ...

by Dewey K- 2 years ago