Chosen by Asker

I have provided a list of financial institutions that will provide you with a prepaid Visa or Master Card. Wired Plastic Prepaid Visa - No upfront payment required – Receive your new Visa card in as little as 3 days - Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card - Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD phone calls, prepaid wireless airtime and music downloads Buy Right Prepaid Master Card - No credit check or employment verification - No monthly or annual fees - Build your credit with a free Buy RIGHT membership - Accepted at millions of Master Card locations and 900,000+ ATMs The Vaya Master Card - Prepaid - with easy loading options - No credit check, bank account, or security deposit required - No interest charges or late fees - Guaranteed approval Home Land PrePaid Visa Debit Card - Multiple options to place money onto your prepaid Visa card - No credit check or employment verification required - Use anywhere Visa is accepted and at any ATM - Guaranteed approval Executive PLUS Master Card - No credit check, bank account, or security deposit required - Direct deposit from your employer - Multiple options to place money onto your prepaid cash card - No credit check Green Dot Prepaid Master Card or Visa - No credit check - Reload for $4.95 at thousands of locations nationwide, including Rite Aid, CVS, Eckerd, Radio Shack, The Pantry and others. - Free direct deposit and load any amount of your paycheck directly to your Card

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by Joe S

3 years ago

Asker's Rating: 

Greendot is reloadable...www.greendotgetmygreen.com I don't know if it will build your credit or not...but I use it for all purchases on line...if my number was stolen they wouldn't get much off the card and it won't ruin my credit.

by facefind- 3 years ago

greendot is reloadable. But NO prepaid card will rebuild/affect yoru credit...since you are not being extended credit on them. You need to get a secured card from orchard bank or wells fargo..which you depoist $300.00 in one of their accounts..then they give you a credit card to use with the credit limit of up up to that amount you deposit. Those cards WILL help build credit. Good luck.

by lilpuppy6- 3 years ago

Hi! Get a real credit card from the likes of orchard bank or bank of america. While it is true most prepaids do not build credit..there are those that have credit builder programs..which may or may not "work". All the ones I've seen are just too fee-crazy to recommend to a sane person. I cannot recommend imagine for several reasons. Understand that imagine will draft your account for your payments..I don't trust them to do that. Do a search and you may find the same horror stories about imagine. Their customer service is horrible and I have found several stories where they flat out denied applications or drafted the checking account after three months. Unacceptable. I don't trust them. You should not either.

by Bryon H- 3 years ago

You know, often if you have never had a card companies like CapitalOne will often just give you a one. Yes it will only have a $300.00 limit and have a huge rate but it is a jump over the secured thing. Most of the prepaids will not contribute toward building credit. A secured card is the way to go. Many regular banks offer a secured card which is better than doing it on the net. So call around and once you find one that offers this open an account with them.

by foxhound- 3 years ago

Though prepaid credit cards resemble debit credit cards a lot, the two are vastly different. When you use debit cards for any purchase, your shopping will be automatically debited from your bank account. On other hand, the purchases made with prepaid cards are deducted from the balance present on the card. The prepaid cards offer various benefits like: Interest-free purchases People with a bad credit history are eligible to apply for a credit card. The credit limit varies according to the balance available on the card.

by june e- 3 years ago

Prepaid credit card uses Not only can a prepaid card enable customers who find it hard to get credit, but this type of card can help you take control of your finances, if you have found normal credit card interest rates too high and the balance offered too tempting. You can be confident that you will stick to your budget with a pre-paid card, as you are the one who sets it by deciding how much to top-up your card with! Most prepaid credit cards can enable you to: No longer have to carry cash when shopping Use an ATM to withdraw money - at home and abroad Transfer funds - send money to other cardholders Shop on the internet with security Top up your mobile phone Have an additional prepaid credit card for family use - useful for a teenager for emergency use (usually 13 years plus for a named card holder). Apply online for a prepaid credit card at: www ...

by farran abat- 3 years ago