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Getting a loan from bank with collateral, title to my car?

My credit score is 576, I need a $2,000 so I can pay off all my debt to raise my credit score ultimately so I can get a house. Anyways, I took the title to my car (2004 ALERO) which is PAID OFF and they refused to give me a loan because my credit score is not at least 600!?? What TF? Isn't that the purpose behind bringing my title is because I know my credit sucks, that's why I'm offering collateral... DUH!? Please help I really need this loan!

3 years ago - -2 answers

Best Answer

Chosen by Asker

Try a credit union they are not as strict as banks. You will most likely have to join but that's a good thing because once you get established with a credit union, they will beat the rates of banks everyday.

Source(s)

by spifiman1

3 years ago

Asker's Rating: