Question
Does anyone know which would be the best Visa card that someone with bad credit could apply for?
I had alot of medical problems in the past that caused a disability and also ruined my finances. My credit has been improving for the last few years, everything is paid off now, but there are alot of late payments on my record.
2 years ago - 7 answers
Best Answer
Chosen by Asker
I have the same problem. I have applied for secured visa and mastercard from Orchard bank and Bank of America. You will see a credit score raise in about 3-4 months.
Source(s)
www.Orchardbank.com
by hafkham
2 years ago
Asker's Rating: 
Other Answers
See Financial consultant. Ask kin. Review debts owed See the 3 Credit agencies & get Reports. Then redress Debts owed, then get new card. Make take sometime to get Record Clear. Clear debts first. Have 1,2 cards ONLY. NO gasoline cards: 22% interest. NO dept store cards. Pay debts. Clear debts.
by STEPHEN R- 2 years ago
It's easy, just pay cash.
by philbertpheinstein- 2 years ago
Medical bills are the most forgiven bills on your credit, so the fact that you paid late is not bad. The fact that you paid at all is good. There are a few cards that I know of that help people reestablish credit. They are, First Premier, My Tribute Card and Capitol One. You may start out with a kind of high interest rate and a low credit limit but thats ok. All of these banks have websites and you can apply right online. Good Luck!
by jennifer s- 2 years ago
there are a number of sites offering credit to high risk credit. some evan to past bankruptcy. check on the internet for credit card offers. these are on the internet all the time. check with your local BBB better bussines bureu, before giving any information or applying to these co.s. some are O K and there are some that are downright bad news, so do your homework when you do find an offer that you think you like. be careful on these offers, as there is phising that happens. check out the internet, but be careful.
by wildbill324003- 2 years ago
There are alot of scams and undesireable credit cards in the bad credit market. Try the sites below for some helpful information to help you make a better decision in choosing a credit card. Start disputing the medical bills as not mine or never late. You will be surprised at how many will get removed. Good luck
by Matt- 2 years ago
First Premier Bank is a reliable card for those who are looking to get their credit back in order and re-establish themselves credit wise.
by nabdullah2001- 2 years ago