Question


questio...

Are you thinking about getting a credit card?

If you are beware! The small print is the telling point and most people don't read the bottom in small print! One payment behind will set you up for a larger percent interest. This will be sent to a place that will up your interest on all others. Also when places tell you no interest on what you buy for a year is a set-up usually with paying higher interest rates than usual! In other words buyer beware. Try never to have more than one credit card that you can payoff before it is due.

2 years ago - 2 answers

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I only have a couple credit cards and I have read that in the fine print. However, most of these are paid of each month and the one card I use that I can't - I make sure the minimum monthly payment isn't over $50 - most of the time, it's under $20. Credit cards aren't bad, but people should take your advice and read the fine print and learn how to use them.

by beccasmom99

2 years ago

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Other Answers

i totally screwed myself over i had like 20 credit cards and i charged more than i made in one year. ITS BAD. i messed up my credit so bad. and i was only 19! SO, now i can't afford the payments and i keep getting calls from the banks. but they're all gonna have to wait till i finish school cause i can't pay them now! i'll be more than happy to pay them when im through with school. i was so, stupid.

by Wednesday- 2 years ago