Question
How can you get an unsecured, personal loan with bad credit?
No need to judge me without knowing the circumstances...I pay ALL of my bills...I co-signed with a friend on a car a year ago (stupid, I know) and it got reposessed. I don't have dental insurance and have to have some serious surgery. Thanks to all of you kind-hearted folks.
3 years ago - 13 answers
Best Answer
Chosen by Asker
Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : umgarticles ... if it helps kindly remember me in your voting!.. cheers!
3 years ago
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Other Answers
I don't know maybe you could beg your daddy....I mean seriously would you loan yourself money? I think probably not!..Usually when people loan out money they expect you to pay it back..But since you have bad credit I suspect you don't usually feel the need to do that!?...So I would not feel the need to give (I mean loan) you money either..ss
by She She- 3 years ago
I really seriously doubt it... unless it is at like 24% or something
by tmvminjh- 3 years ago
Get a secured credit card which means, you open a savings account with so much money and they issue you a card for that amount and start building your credit back up. The reason they require the savings is in case you don't pay.
by firebird1982- 3 years ago
You could go to a loan shark and pay exhorbitant interest for the next 30 or 40 years. Why not just pay your debts and live within your means? Much less stress that way. Don't buy what you can't afford. Good Luck.
by Ripplediane- 3 years ago
You would be looking at a punishing interest rate. Is there ANY other way to address this?
by msmith7811- 3 years ago
www.CashCall.com High interest, but I'm sure you know that already.
by SexyTrojan- 3 years ago
Visit your friendly marfia guy. No real person or company will give you money.
by alanpks4- 3 years ago
I got very poor credit and got assistance from NHBS, inc the cards have no good credit requirements, hope you'll be granted one too please check if this points to newhorizon, got to go now bye will get back on you tomorrow
by polished- 3 years ago
You could always try Prosper.com. It's a website where people borrow and lend from/to each other. You put a bid in on the interest rate you're willing to pay, and based on your credit rating, people might loan you the money at that rate. Your situation may elicit a positive response.
by surfdodger- 3 years ago