Chosen by Asker

You need to know whats wrong to know how to make it better. Try this, for the cost of your reports you get a expert analysis.... www ... Just a suggestion...

by IamIntresting

3 years ago

Asker's Rating: 

Scores can be raised within a week if you know what to pay. Here is some additional info. Hope this helps.

by gtofinancial.tomvoli- 3 years ago

Time, keep the amount owed under 5%. Also for a quick fix become an authorized user on some family members credit card...one that has 5-10 years of perfect history...you will go to 700 very fast...as soon as it's posted

by I thought so!- 3 years ago

Check out a page I wrote that explains everything about credit. It's not a spammy site or crap info. It's all handwritten and original info. I know because I've worked in the mortgage industry for years. Go to the following site, then click on the credit help page on the left menu: www ...

by Scot184- 3 years ago

The score that most lenders use is the FICO score you can go to www.myfico.com and get your report with your score. You get the score factors which is a list of the main negative factors affecting your score and you can start working on this. All other sites usually give you a diferrent score formula and that doesn't help at all, be carefull with scams. Increansing a score takes time but if you get the factor saying that the balances on your credit cards is high just lower them "all" and that helps the score a lot. It's also a good idea to have someone put you as an authorized user on an old account that is still open and has good credit history all across and that will help too but it can take 1or 2 months for a company to report that to the bureaus.

by mbravo- 3 years ago

The range is 350-850. Looks like you have average credit. That will be A paper for a mortgage. B paper for a car loan or credit card.

by typhon1991- 3 years ago