Various members of the crowdfunding community are expected meet in Washington, D.C., Tuesday to press lawmakers and the SEC to implement the JOBS Act. More »Crowdfunders Press the SEC: What Is Taking So Long?
Social media is having a major impact on the way the retail banking sector communicates with its customers. There have been a number of high profile successes and failures in recent years. They illustrate the point that social media engagement has become “mission critical” now that over 55% of the population is on Facebook in... More »Social Banking is Upon Us
What is P2P Lending? P2P lending is one of the fastest growing and yet most overlooked opportunities in today’s investment marketplace. The sector has grown out of a market need for easier and cheaper access to borrowing in the face of a generally tightening credit market. Banks are less willing to lend money to individuals... More »Why Peer-to-Peer Lending Might be the Answer to Your Investment or Credit Needs
I don’t think I am alone in making the statement that I have too much debt. You can’t open a newspaper (yes they still exist), watch a news program, or listen to the radio without being bombarded with a commercial about getting out of debt. Granted, it’s a booming industry. Not only is the Country... More »The Debt Reduction Paradox
The largest insurer in the United Kingdom has revealed the cost of the condition on monthly premiums. Aviva, the U.K.’s largest auto insurance company, has just revealed the impact that whiplash claims have on the monthly premiums paid by policyholders, showing that they pay an average of £118 more per year as a result of... More »Auto Insurance Consumers Feel the Pain of Whiplash in Their Wallets
Level term life insurance gives you a particular amount of death benefit for a particular period of time, which is called the term. Decreasing term insurance works differently. Here is why it is usually not your best buy: What is Decreasing Term Life Insurance? Unlike level term insurance, in decreasing term the premium stays the... More »Why Decreasing Term Insurance Isn’t Your Best Buy
Most couples will be faced with a choice to purchase their own individual life insurance or to buy a joint life insurance policy at some point. A joint life insurance policy insures two, or more, people with the proceeds then payable on either the first or second death to the remaining spouse or their beneficiaries.... More »Should I Purchase a Single or Joint Personal Insurance Policy?
Let’s face it—these days, it’s so much better to be a saver than to be a spender. And in order to survive the daily financial grind, it’s best to take a step back and to find ways to save money. You’d be surprised that essentially, all it takes are small steps and adjustments to your... More »24×7 Guide for Saving Money
In our first blog post we split our response to the changing Finance landscape into three areas: Culture, Team and Technology. We also discussed how cloud technology can be a great enabler to expand the contribution of Finance within your company. Our second blog post, went into areas that improved your teams’ connection to and... More »The Pragmatic CFO: Culture in Finance
Working capital has a direct impact on cash flow in a business. Consider these five common sources of short-term working capital financing. More »How to Determine Your Working Capital Needs
Bookkeeping is a necessary function when it comes to any business. Without the books, you have no numbers and without the numbers, you have no point of reference; you can’t even complete basic tasks such as submitting tax returns. So what happens when you have bad bookkeeping practices in place? Well to be frank, your business... More »16 Ways Bad Bookkeeping Hurts Business
The Federal Trade Commission recently conducted a study on the accuracy of consumer credit reports, which revealed 26% of the 1,001 participants found at least one error on at least one of their credit reports. This finding is alarming because it uncovers the possibility that you’re unfairly experiencing the negative effects of bad credit. If... More »The Importance of Checking Your Credit Score
Tax season is underway, and if you’re anything like me, you have no idea what qualifies you as a dependent, or if you’re taking care of one. According to the folks at TurboTax, “What or Who is my Dependent?” is one of the most frequently asked questions every tax season. If you’re wondering if you... More »Tax Season: Learning Who You Can Claim As A Dependent (VIDEO)
Florida’s Citizens Property Insurance, a state-run organization that offers homeowners insurance coverage throughout the state, has been laboring under the weight of significant financial problems for the past few years. Last year, the state-run company was tasked by Florida lawmakers to make drastic changes to its business structure in order to overcome its financial challenges.... More »Homeowners Insurance May Become More Expensive In Florida
Before analyzing a company for investment, it’s important to have a perspective on how well the business has performed. Because at the end of the day, if you are an investor, you are buying the business. The FAST Graphs™ presented with this article will focus first on the business behind the stock. The orange line... More »International Business Machines Corp: Fundamental Stock Research Analysis
Before analyzing a company for investment, it’s important to have a perspective on how well the business has performed. Because at the end of the day, if you are an investor, you are buying the business. The FAST Graphs™ presented with this article will focus first on the business behind the stock. The orange line... More »Eaton Corp: Fundamental Stock Research Analysis
If you watch primetime television, you can’t help but notice that Discover has recently introduced a new credit card called “Discover it.” In addition to a generous above-the-line marketing effort for the card launch, my mailbox bears evidence that Discover not only shifted its direct mail volume to promote the new product, but also tested... More »Discover’s Direct Mail Campaign Brings Fresh Positioning to Credit Card
The victims of the superstorm will still have a wait, as the checks have been delayed for release. Almost $208 million in homeowners insurance claims payments have now been approved, in the form of approximately 6,600 checks, but they have yet to be released in order to assist those policyholders who are waiting According to... More »Homeowners Insurance Payments for Sandy Damage Approved
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