Open Bank Project provides an open, developer friendly platform that enables the creation of new applications and services. More »Open source API lets banks create custom tools for customers
All Finance Articles
The Single Euro Payments Area – you’re steadily seeing talk of it everywhere. The new financial structure for banking in the Eurozone will mean changes for every business based there. Here we present the practical information you need to get a grip on things, and take the right steps to make sure European businesses are... More »SEPA – What Should You Be Thinking About?
When it comes to looking at the economic growth of a nation, most economists look at indicators such as the unemployment rate, consumer spending, business conditions, and growth in gross domestic product (GDP). Ironically, as the stock market moves to new highs, all these key indicators of economic growth are painting a scary picture of... More »American Consumer Real After-Tax Disposable Income Has Biggest Drop in 20 Years!
The Russell 2000 Index, which is generally considered to be the benchmark index for small-cap stocks, is doing well and has been doing well for some time now. The index is at an all-time record high, having recovered extremely well since the subprime mortgage–induced financial crisis. Its performance is quite amazing considering the weak gross... More »Small-Cap Stocks at Record Highs: Uncle Ben Worked His Magic, But Soon It’s Going to End
I’ll be the first to admit it. I never thought it would happen, the Dow Jones Industrial Average moving to a new record high. But who was I kidding? When trillions of dollars in paper money are created out of thin air and interest rates are simultaneously reduced to zero, where else would investors put... More »What the Dow Jones Industrial Average Reaching a New High Really Means
Deciding how much of your money to risk is essential to making profits and minimizing losses. This is known as position, trade or bet sizing and betting strategy. If performed well, it will ensure that your capital stays with you rather than spread-betting companies for as long as is possible, even in the face of a succession... More »How to Trade With Confidence?
Bringing home the bacon is the most important part of any job, so it is essential for business owners to ensure that all payroll information is kept secure and confidential – and that the checks keep coming. Whether payroll duties are outsourced or completed in-house, there are several key elements any business owner or manager... More »How Secure is My Payroll?
You’re in a big company in a competitive industry. You have some great ideas to improve your customer care systems and boost your team to new heights. That’s great, but of course there’s always competition for development dollars. Here are some concrete ideas to get the attention of management to fund your project. Align your... More »How to Fund Your Customer Care Project
Before analyzing a company for investment, it’s important to have a perspective on how well the business has performed. Because at the end of the day, if you are an investor, you are buying the business. The FAST Graphs™ presented with this article will focus first on the business behind the stock. The orange line... More »UnitedHealth Group Inc: Fundamental Stock Research Analysis
If your small business is thriving, you’re probably wincing come tax time. Did you know you can reap many tax benefits if you set up your business as either an LLC or an S Corporation? Read on to find out what these benefits are, and how you can take advantage of them. Benefits of the... More »Tax Benefits of the LLC vs. the S Corporation
The American economy, as with most developed nations, is based primarily on consumer spending. With the collapse in the housing and stock markets several years ago, a big chunk of wealth evaporated overnight. This hurt consumer sentiment, which resulted in a significant slowdown in economic growth. For economic growth to regain momentum, consumer spending needs... More »Shocking Data Could Sink These Stocks
The online travel market segment is projected to account for nearly one-third of the total global travel market by 2012, according to the Global Online Travel Report 2012 by yStats.com, and provides a good investment opportunity. The report suggests that while the U.S. is the top online travel-booking market in the world, emerging economies in... More »Play the Travel Space with This Former Highflier
A lot of people feel the Federal Reserve’s policies will result in a major stock market collapse, which is a very real possibility. What we know is that the current cycle is actually favorable for the stock market and corporations in terms of low interest rates and a growing money supply; but real economic growth... More »Little Gain Now for Lots of Pain Later: Fed Policies Will Hold the Economy Down
U.S. economic growth is at a stalemate, and the biggest hurdle in its way is the jobs market. While politicians have been arguing the U.S. jobs market is improving, the average “official” unemployment rate for 2012 was above eight percent, and it still hovers around that same level today. According to the Job Openings and... More »Jobs Report to Come Out This Friday Could Surprise
Before analyzing a company for investment, it’s important to have a perspective on how well the business has performed. Because at the end of the day, if you are an investor, you are buying the business. The FAST Graphs™ presented with this article will focus first on the business behind the stock. The orange line... More »Tupperware Brands Corp: Fundamental Stock Research Analysis
The biotechnology sector provides some of the best investment opportunities for significant returns. This is especially true with the emerging smaller biotech companies that are in the early stages of clinical trials and commercialization. Yet the risk is high. Success in clinical trials from phases one to three could reap major price appreciation for shareholders.... More »Small High-Risk Biotech Offers Potential Big Returns
It’s always been a dream of mine to drive around the U.S. and Canada in a recreational vehicle (RV) or some sort of livable automobile, perhaps a converted van, like a Sprinter. I’ve spent enough time in big cities to know that I don’t particularly like big cities. I want to see landscapes, from Texas... More »Time to Hit the Road: the Great American RV Market Is Back
As the stock markets reach new highs, I see more and more optimism brewing in the U.S. economy. Let’s get this straight; the rising of key stock indices close to new historical highs doesn’t mean there is economic growth in the country. Problems with the U.S. economy persist. Consumer spending, one of the main indicators... More »What Happens When a Stock Market Rises on Hopes, Not Fundamentals