Microbusiness owners are concerned about government involvement in healthcare.

"The government will become too involved with my health care" was the number one concern cited by self-employed people responding to a survey conducted shortly after the Supreme Court delivered its decision upholding the Patient Protection and Affordable Care Act. The National Association for the Self Employed conducted the survey of 886 self employed and micro-business owners within hours of the ruling last week.

Half of respondents said they fully or mainly oppose the health care reform law, nearly 60 percent said they disagree with the Court's decision, and half said Congress should now work to repeal the entire legislation. More than 60 percent also agreed that their viewpoint on the health reform law will affect the way they vote in the November elections.

Fewer than one-third of respondents "fully or mainly support the law." Sixteen percent said they see the law as a mixed bag of good and bad changes, and only 3 percent admitted to not knowing enough to form a qualified opinion.

With the Affordable Care Act force you to get health benefits you don't want?

The National Association for the Self Employed, a group that helps entrepreneurs secure benefits including health insurance, has warned that the Affordable Care Act threatens to increase health insurance rates for the self employed by 10-13 percent by 2014. The organization predicts that a section of the bill mandating "essential health benefits" will force insurance companies to expand the minimum benefits they provide, even in high-deductible plans. Self-employed individuals therefore "may have to pay for a health insurance product that they don't need or want," says NASE spokeswoman Katie Vlietstra.

What are essential health benefits? That remains to be seen. According to the Affordable Care Act language, the Secretary of Health and Human Services will define them, "except that such benefits shall include at least the following general categories and the items and services covered within the categories: (A) Ambulatory patient services. (B) Emergency services. (C) Hospitalization.

We hosted a live chat on Twitter yesterday to discuss the topic of online marketing in general and the new Yahoo! Marketing Dashboard in particular. It was hosted by @SmallBizLady, aka Melinda Emerson, host of #SmallBizChat, Author of the book, "Become Your Own Boss in 12 Months" http://www.succeedasyourownboss.co.

We compiled the highlights of the chat into the following transcript. The only changes have been omissions and a few corrections of typos to improve clarity. We also made a Twitter list of all the active participants which you can subscribe to here: https://twitter.com/#!/YSmallBusiness/ydashboard-chat.

Chat questions and answers

@SmallBizLady 12:29pm
Good afternoon everyone and thanks so much for joining us for the Yahoo! Marketing Dashboard Tweet Chat!

@SmallBizLady 12:32pm
Q1 What are some techniques to attract new customers?

@YSmallBusiness 12:32pm
@SmallBizLady is the author of Become Your Own Boss and blogger of Succeed As Your Own Boss.

@SmallBizLady 12:32pm
A1 The

Sorting Affordable Care facts from fiction

If you're self-employed or a small business owner, the contradictory responses from small business advocates to yesterday's Supreme Court decision might have left you confused about whether the decision is good news or bad for your business. Some say the Affordable Care Act will keep your healthcare costs in check, others say it will jack them up.

The President claims the law will help small employers, his opponents say the opposite. Some suggest that would-be entrepreneurs with new-found affordable access to insurance will be unleashed from corporate cuffs. Others say costs of insurance for the self-employed will grow out of control. It's no wonder that hundreds of comments from Yahoo! Small Business Advisor readers reveal widespread confusion and politically motivated biases about the law.

Who's a small business owner to believe? Sitting down and reading the law yourself, which you can do here, might not be as cumbersome as you think. The word "employer" appears on only 123 pages of

Most small business federal procurement dollars go to big business, group says.

The Obama Administration hasn't yet released its annual report on the proportion of federal contract dollars awarded to small businesses in the past year, but the American Small Business League predicts that when the document arrives this summer it will misrepresent the facts. Not that the league is accusing the Obama Administration of doing anything its predecessors haven't. It's common practice for big businesses disguised as small ones to be counted among the awardees of federal procurement dollars designated for small business.

Since 1953, the federal government has been mandated to spend 23 percent of the total value of all federal prime contracts with small businesses. But "fraud, abuse, and loopholes in federal policy and implementation result in the majority of federal small business contracts being illegally diverted to large corporations every year," the watchdog group says. The organization estimates that only 10 percent of federal contract dollars were awarded to

If the recent Profit Minded post "How a Designer Turns Tweets into Sales" left you thinking that tweeting 14 times a day is beyond your capacity, here's another angle.

A tweet a day could grow your customer base.

Twitter itself has just published a 21-page guide for small business owners on how to use the platform to engage customers and "put Twitter to work for your business." The straightforward, simple, and illustrated tips are designed to show business owners how to "connect with customers, amplify your message, and ultimately, grow your business." And one tweet a day might be all you need to make an impact.

For total newbies, the guide dissects the anatomy of the 140-character tweet, tells you what to do with a hashtag, explains what it means to follow and be followed on Twitter, and shows how and why to retweet and direct-message your followers. It also offers tips on designing your profile page, and developing your company's Twitter voice with plenty of inspiring examples from well-done small business feeds.

For those

146061239With a ruling on the constitutionality of the Affordable Care Act expected from the Supreme Court any day, small business organizations have been re-airing their views about healthcare reform.

What the Court will decide is anyone's guess, but two surveys published this week by small business advocacy organizations predict how the decision will affect their constituents. Unfortunately, the predictions are contradictory. Further confusing matters is a question raised this week about the validity of the National Federation of Independent Businesses' claim that its Supreme Court lawsuit represents the interests of small businesses.

Consider these news items reported this week:

1. National Federation of Independent Businesses is the group that brought the lawsuit against the Affordable Care Act to the Supreme Court on behalf of its members. But the Wall Street Journal reported yesterday that nearly $4 million of NFIB funding in the year it filed the lawsuit came from a Republican campaign

Would your workplace social media policy hold up to NLRB scrutiny?

That some employers routinely ask job applicants to hand over their Facebook passwords was provocative news in May when two U.S. Senators asked the Attorney General to investigate the legality of the practice. Employers demanding to snoop around inside a potential hire's Facebook account? Why not ask prospective employees to hand over their personal diaries and family photo albums too? The sleaziness of the practice just seemed obvious.

But the National Labor Relations Board has determined that employers need guidance when it comes to writing workplace social media policies. The independent federal agency recently released a report focused on employer policies governing employees' use of social media.

"Employee use of social media as it relates to the workplace continues to increase, raising various concerns by employers, and in turn, resulting in employers' drafting new and/or revising existing policies and rules to address these concerns," wrote Lafe Solomon, Acting General Counsel